CHAPTER 6: WHY SEPARATE AND MONITOR

CHAPTER 6: WHY SEPARATE AND MONITOR

Finances... Don't let someone else hold your wallet. If you do make sure you know what in it and how you can get it back. Your finances are what was once called your word. They say a lot about how you live your life and how responsible you are with what you have. It does not take a lot to make a lot, if you know what your doing.

So, why do so many women not want to care about finances? Because they want control without making the money.

One possible reason given:

Could it be they are some type of humanitarians trying to give and make the world a better place? I'd say there are two categories. Maybe a few want to give it all always and feel bad for having so much, but for the most part if they are giving away more than they produce, you have to start thinking that they think “what's your is theirs” and “what's their's is their's”. Them giving away everything you have does not make you more generous. They can make you poorer and less in control of your decisions. The other category uses giving as an excuses to also look more virtuous, but you have never seen them in lack for something they want. When that Starbucks comes by they get their needed caffeine/chocolate/Grande/mocha with whip cream and darn if they don't demand a cherry.

Another possible reason given:

They want to be spontaneous (aka I want someone that pays for what I want to do). Someone that acts just like me, so if I kill them off I still have everything I want (opps, did not mean to say that aloud). They don't want to plan, that is you to plan or lead. They are proposing a different plan. Where does this spontaneity comes from? It comes from what they are not cooping up to, which is their untold plan. They just want to act and go do whatever comes to mind at the time to make them happy. They are going to go buy “Happy”. So thinking about this in terms of a long term relationship how do you think this person will be satisfied when life starts limiting there options? One guy? One location? Raising kids? Go to work? Save for retirement, PHFIT! , WHY? We can have flings as long as we love each other. Can't we (you) just buy two or more homes? Kids raise themselves, they don't need anything to achieve what they are going to become. All bad ideas... and full of self-centeredness. Hundreds of exception to the rules, because they only want one rule and that is they make the rules. It's a form of control.

Thus, keep what you can separate this protects what your spouse does not need to be responsible for, yet if ever. If it comes up in debate the truth is people want to have benefit without responsibility. Its normal to not want to do more then you have to. Accountability is an important concept that people learn in teams. It means I'm going to give you a broom and a scoop, when you get done I'll be back to check on you and we will go have ice cream, if you don't, no ice cream. If your spouse is irresponsible with a little, a lot will not help. It is just gasoline on a fire and not gasoline inside a vehicle. It's not going anywhere. Most of the world of business works the ladder way and does it successfully. It's been making plenty of satisfied customers for thousands of years. Why? Because it WORKS ! If your spouse does not know this they may need to go to work and learn it. If they can not work for someone else they will never be able to work for themselves or your family. Financial ignorance is a weapon against your prosperity.

Monitor your finances. Make a real budget, prove to yourselves you can not only stick to it, but improve it to achieve your goals and make you goals your dreams. Again have alerts on your credit report, checking accounts, saving accounts, investments and credit card accounts. Know where you are driving this ship.